A work-related motor vehicle accident occurs when an employee is injured in an accident while performing job duties.
Whether driving a company vehicle, making deliveries, or traveling for work-related purposes, injuries sustained in these accidents are typically covered under workers' compensation laws.
Common Causes of Work-Related Motor Vehicle Accidents
- Distracted driving (texting, eating, or multitasking on the road)
- Poor weather conditions
- Mechanical failures
- Fatigue or drowsy driving
- Reckless or aggressive driving
Who Is Covered Under Workers' Compensation?
Employees injured in a work-related motor vehicle accident may be eligible for workers' compensation benefits. Coverage applies to:
- Delivery drivers
- Truck drivers
- Sales professionals traveling for work
- Construction workers operating vehicles on-site
- Any employee required to drive as part of their job
What Benefits Can Be Claimed?
Workers' compensation may cover:
- Medical expenses – Hospital bills, physical therapy, and medication costs
- Lost wages – Compensation for time missed due to injuries
- Disability benefits – Payments for temporary or permanent impairments
- Rehabilitation costs – Physical therapy and vocational retraining
How to Prove a Work-Related Motor Vehicle Accident Claim
When to Hire a Lawyer
Insurance companies often dispute claims, arguing that the accident was unrelated to work or caused by employee negligence.
If benefits are delayed or denied, legal representation is crucial. Find out why hiring a lawyer matters.
What If the Accident Was Someone Else’s Fault?
When a third party (another driver or a vehicle manufacturer) is responsible, additional compensation may be available through a personal injury lawsuit.
Steps to Take After a Work-Related Motor Vehicle Accident
- Prioritize safety – Move to a safe location if possible
- Call 911 – Report the accident to law enforcement
- Gather evidence – Photos, witness contact information, and police reports
- Notify your employer – Report the incident as soon as possible
- Seek medical care – Even minor injuries should be evaluated
- Consult a workers’ compensation attorney – Protect your rights
LTHZ: Protecting Injured Workers' Rights
Dealing with a work-related motor vehicle accident claim can be overwhelming.LTHZ is dedicated to fighting for injured employees, ensuring they receive the compensation they deserve. Contact us today for a free consultation.
